The price of health insurance is not getting any lower. Many of the factors that determine the price of your insurance policy are out of your control. Luckily, some of the factors you do have control of can help you pay less for your health insurance.
When you are looking for affordable health insurance in Florida, try the following things to keep the prices low and your body healthy:
Maintain a Healthy Body Weight
In America, there is a growing problem with obesity. Unfortunately, being overweight puts you at risk for diabetes, some types of cancer, osteoarthritis, cardiovascular disease, and high blood pressure. Premature death is often the result of these conditions.
Obesity is something that is typically caused by a sedentary lifestyle and subpar eating habits. Luckily, you can make changes needed to maintain a healthy weight.
The CDC defines obesity as anyone having a Body Mass Index, or BMI, of over 30. You can check your BMI with the BMI calculator to determine if you fall in the healthy weight category.
Limit Alcohol Use
While drinking one alcoholic drink for women and two for men each day is considered moderate use, the National Institute of Health, or NIH, states that nearly fourteen million Americans are alcoholics.
Consuming too much alcohol increases your risk of cancers of the larynx, throat, liver, and esophagus. It also has the ability to cause immune system problems, liver cirrhosis, and even brain damage. If that is not enough, high alcohol consumption increases death risks from car crashes and other activities.
Even though smoking is unhealthy and causes a multitude of diseases, over forty-million Americans still smoke. In the United States, smoking is the number one cause of preventable death. Because of the risks associated with smoking health insurance companies increase the premiums of smokers or may not insure them at all.
If you are a smoker, quitting is the best way to reduce the chance of developing a smoking-related disease. The Center for Disease Control website offers helpful resources that can help you kick the habit.
By making healthy choices, not only will you be a healthier person, but you can save money when it comes to health insurance. To learn more about your health insurance options, contact us.